Reasons for Popularity

Widespread Accessibility: With more than 6,000 payment locations across Argentina, including branch offices and associated stores, Rapipago ensures convenient access for users nationwide

Cash-Based Transactions: Catering to Argentina's significant cash economy, Rapipago allows users to make payments without the need for a bank account or credit card, aligning with local payment preferences

Versatile Payment Options: Rapipago supports a variety of transactions, including utility bill payments, online shopping payments, and other services, enhancing its appeal among consumers seeking flexible payment solutions

Reasons for Popularity

Extensive Network: Over 10,000 payment points nationwide, including supermarkets, pharmacies, and convenience stores, ensuring widespread accessibility in both urban and rural areas

Cash-Centric Services: Facilitates essential transactions like utility bill payments, mobile recharges, and online purchase settlements, catering to Argentina's significant cash-based economy (~40% of total payments)

Trusted Brand: Ranked 2nd most influential national brand and 12th overall in Argentina (Ipsos), reflecting strong consumer trust and reliance

Reasons for Popularity

Broad Accessibility: With 78% of Argentinians owning a bank account, transfers are supported by major banks and innovative fintech platforms, ensuring widespread availability

Efficiency: Instant transfers are possible via services like CBU/alias or DEBIN, allowing users to move funds securely within seconds, reducing transaction times significantly

Diverse Use Cases: Bank transfers are widely accepted for bill payments, e-commerce purchases, and business transactions, making them a versatile and reliable option across Argentina's economy

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Argentina

Top e-commerce industries
26.2%
Electronics
18.9%
Hobby & Leisure
22.9%
Fashion
Furniture & Homeware
Care Products
DIY
Grocery
Buenos Aires
Capital
21.9M
Population
-3
Time Zone (GMT)
ARS
Currency
Argentine peso
$140.8B
Transactions
value in 2028
15.9%
CAGR
of Digital Payments
during 2024-2028

Popularity of e-commerce payment methods

Bank Transfer
10%
Buy Now Pay Later
1%
Cash-in
3%
Credit Cards
35%
Debit Cards & Prepaid Cards
19%
E-wallet
31%
Mobile Money
31%
Others
1%

Extend your reach

A widely used payment network in Argentina, Pago Fácil allows users to pay bills, recharge accounts, and make purchases with cash at thousands of partner locations, including kiosks, supermarkets, and convenience stores. Its simplicity and accessibility make it a popular choice for cash-based transactions.

Method
Pago Fácil
LPM Market Share
3%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
$25.00
Authorization currency
ARS
Authorization
speed
Instant
Recurring
No
No

Known for its extensive network of payment points, Rapipago enables cash payments for bills, taxes, and online purchases. Its partnerships with local retailers and utility providers ensure convenience for customers without bank accounts.

Method
Rapipago
LPM Market Share
3%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
$25.00
Authorization currency
ARS
Authorization
speed
Instant
Recurring
No
No

Bank transfers are a widely utilized payment method in Argentina, supported by major financial institutions like Banco Galicia, Santander, and digital-first platforms like Ualá. These systems provide robust online banking and mobile app solutions that allow users to move funds between accounts, pay bills, and handle both personal and business transactions efficiently.

Method
Bank Transfer (AR)
LPM Market Share
10%
Payments
Yes
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
22M
Disbursements
Yes
Yes
Chargebacks
$25.00
$25.00
Authorization currency
ARS
Authorization
speed
Instant
Recurring
No
No