Secure for High-Value Transactions: Preferred by businesses and individuals for large-value payments, ensuring reliability and traceability

Integrated Services: Supported by 98% of financial institutions, with seamless functionality via mobile and online banking apps

Consumer and Business Trust: Considered a secure and formal payment method for personal, professional, and e-commerce-related transactions

Accessibility: Available to all, even without a bank account, and payments can be made at banks, lottery shops, or through online platforms,  over 48,000 locations across Brazil

Offline Functionality: Ideal for consumers without regular internet access, as barcodes can be generated offline and paid in cash

Universal Acceptance: Widely used for utilities, subscriptions, taxes, and purchases across e-commerce platforms

Speed: Transactions settle in less than 10 seconds, making it ideal for urgent payments and real-time transfers.

Cost-Free for Individuals: Most personal transactions are free, eliminating traditional bank fees and appealing to cost-conscious users.

Widespread Merchant Adoption: Accepted by over 10 million businesses, ranging from e-commerce platforms to small retailers and service providers.

Dominance in Peer-to-Peer Transactions: PicPay captures a significant share of digital wallet transfers, making it the preferred choice for personal payments among Brazilians

Versatile QR Payment System: The platform's QR payment feature is widely accepted by numerous merchants, facilitating both online and in-store transactions

Integrated Financial Services: Beyond payments, PicPay offers a suite of financial products, including loans and credit card management, appealing to a broad user base seeking comprehensive financial solutions