Convenience and Familiarity: Being integrated with the widely used Zalo messaging app, it offers convenience and trust to users who are already familiar with the platform

Market Need: In a country where many are unbanked and few have credit cards, ZaloPay fills a significant gap by offering digital payment solutions

Wide Range of Services: It provides a variety of services such as bill payments, money transfers, and online shopping, making it a versatile payment solution

Convenience: VietQR allows users to make cashless transactions quickly and easily by simply scanning a QR code

Integration with Multiple Banks: It allows users to make payments through various banks and e-wallets, enhancing accessibility

Cross-Border Payments: The launch of cross-border QR code payments between Vietnam and Thailand has further increased its appeal by facilitating international transaction