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Bank transfers are a formal method of payment in Côte d’Ivoire, primarily used by businesses and individuals with access to banking services. However, their adoption faces limitations due to low banking penetration (only 15% of the population has a bank account) and high service fees. Despite these barriers, bank transfers remain relevant for secure, high-value transactions.
Method
Bank Transfer (CI)
LPM Market Share
n/a
Payments
No
Refunds
Yes - full refunds only
Type
Bank Transfer
Local Card Scheme
Users
3M
Disbursements
Yes
Yes
Chargebacks
$25.00
$25.00
