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BCP
Banco de Crédito del Perú (BCP) is a leading financial institution in Peru, offering a variety of payment methods, including cash payments. Despite the growing trend towards digital transactions, cash payments remain significant due to cultural preferences, trust issues with online transactions, and limited banking access for many consumers.
Method
BCP
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
Authorization currency
PEN
Authorization
speed
speed
Instant
Recurring
No
No
Reasons for Popularity
Accessibility: With a considerable portion of the population lacking access to banking services, cash remains an essential payment method for many
Integration with Digital Systems: BCP has integrated cash payment options with its digital platforms, allowing users to transition smoothly between cash and digital payments when necessary
