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Pay by Bank (BPI, UBP, BDO, Metrobank, LandBank, RCBC) or Virtual Accounts in the Philippines are ad-hoc bank account details to receive bank payments to real bank accounts without sharing the underlying bank details. Each bank has their own system of creating and managing VAs.
Method
Pay by Bank (PH)
LPM Market Share
33%
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Bank Transfer
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
$25.00
