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The system allows consumers to make online purchases by generating a unique code for their transaction, which they can then pay at designated physical locations such as banks and convenience stores. Once the payment is confirmed, the e-commerce site processes the order, making it a secure option for consumers who prefer cash over digital payments

Method
Scotiabank
LPM Market Share
n/a
Payments
Yes
Refunds
Yes - full and partial refunds (automated)
Type
Cash-in
Local Card Scheme
Users
n/a
Disbursements
No
No
Chargebacks
$25.00
$25.00
Authorization currency
PEN
Authorization
speed
Instant
Recurring
No
No